Posted by Lucy P on May 19, 2012
Vehicle accidents are unanticipated and stressful for all parties involved. Often drivers are ill prepared for an accident and are unsure of what steps to take in regard to the accident. Even the most cautious, defensive driver can find themselves amidst a vehicle accident. It is imperative that all parties involved receive complete and full information regarding the drivers involved as well as protect themselves from other traffic that may present a major safety hazard.
Preparing a vehicle before an accident can prove time saving and can help avoid further, unnecessary damage to a vehicle. Purchasing a car safety kit that includes reflective cones or emergency flairs will help alert traffic that there are disabled vehicles on the road. Completing emergency contact cards with pertinent medical and contact information for you and your family is important in the event that one or more of the passengers in the vehicle are unable to provide the information to emergency personnel.
In Arizona, all vehicles must have minimum state insurance and must also be registered with the Arizona Motor Vehicle Division. State minimum insurance required by all drivers currently is $15,000 per person and $30,000 per accident for bodily injury liability and $10,000 per accident for property damage. It is important to obtain at least the legal minimum for insurance on a vehicle prior to any accident. Vehicle insurance protects people and property involved in an accident. It may be recommended to obtain above the state minimum insurance to cover an accident where the other driver is uninsured or underinsured. Many insurance companies also offer rental car packages in the event a vehicle is non-operational after an accident.0 Comment