Dealing With The Insurance Company
The Dangers of Insurance Adjusters
One of the more complicated aspects after a car accident is dealing with the insurance company. Usually within a few days of the accident, you will be contacted by an insurance adjuster who will want to try to settle your claim as quickly as possible.
While you probably want to reach a quick settlement so you can move on with your life, it probably is not in your best interest to immediately settle your personal injury claim. It is also not usually in your best interest to try to deal with insurance adjusters on your own. Even if you are confident in your negotiation skills or have worked with insurance companies before, there are still a number of traps you can fall into.
Insurance Adjusters Are Trained Negotiators
Keep in mind that no matter how helpful insurance adjusters seem, they are not looking out for your interests; it is the job of adjusters to protect the interests of their employer – the insurance company. Insurance adjusters are trained negotiators who are taught to minimize the amount of money paid out, often by denying accident claims or not recognizing the full value of your case.
By getting you to settle your accident claim quickly, insurance companies minimize the amount they have to pay on your claim for auto repairs, medical care and lost wages. The danger of this is that you may not realize the full extent of your injuries yet. It could take days before you realize that you are having back problems or that a severe bruise is actually a broken bone.
You will have only one chance to recover compensation for your auto accident losses, so it is important to consult with a Phoenix car accident lawyer before you speak to or accept a settlement from an insurance adjuster.
Be Careful With What You Say
Insurance adjusters are trained to get you to agree to their version of the car accident. No matter how reasonable a question may sound, do not agree to it. Do not let anyone from the insurance company pressure you into giving a recorded statement or signing an agreement until you speak with a personal injury attorney. Even the simple endorsement of a check could mean you are signing away your right to pursue further compensation for injuries.
At The Breslo Law Firm in Scottsdale, we handle every aspect of your personal injury accident claim, including dealing with accident insurance claims on your behalf, so you can focus on the rest of your life. To learn more, contact us online or by calling 800-203-8709 .