Scottsdale Car Accident Insurance Claim Lawyer
Insurance Coverage in Arizona Auto Accidents
The skill and determination of your attorney has a lot to do with your injury compensation, but your recovery is also determined by the available insurance coverage. At The Breslo Law Firm, we handle every aspect of your personal injury claim, including dealing with insurance companies on your behalf, with the goal of maximizing your damages.
So how does car insurance work in Arizona? Why shouldn’t you deal directly with the insurance adjuster yourself? Our experienced attorneys will walk you through the injury claims process and answer all your questions.
Contact us for a free consultation with a Scottsdale personal injury lawyer.
Liability Insurance Claims
Arizona is NOT a no-fault state. In some states, your own insurance would pay for the initial medical care and lost wages up to a certain amount. In Arizona, the negligent party is fully responsible for your ongoing medical care, lost earnings, pain and suffering, and vehicle damage, through a claim against that driver’s liability policy. Your initial medical bills are covered under your own health insurance.
This system can create short-term hardships if you have no health insurance and no paychecks coming in. The Breslo Law Firm acts swiftly but diligently to prepare your claim, so we can settle your case as soon as possible without sacrificing the comprehensive compensation you need and deserve for the long-term. To learn more, see What Is My Case Worth?
Uninsured Motorist/Underinsured Motorist Insurance Litigation
Arizona law requires every driver to carry liability coverage for bodily injury to others. The minimum policy is $15,000 per person ($30,000 per accident), plus $10,000 in property damage.
The chances are good that (a) the other driver has no insurance at all or (b) the driver carries only the minimum coverage. If your losses exceed the driver’s policy limits, your own uninsured motorist/underinsured motorist policy, or UM/UIM, kicks in.
However, insurers are notorious for playing games to avoid, delay or limit UM/UIM claims. Our attorneys stand up to your insurance carrier to hold it to its full obligations, including going to court when necessary.
Arrange a Free Consultation Today
Whether you were inside your vehicle or injured as a pedestrian, we will explore all insurance coverages, including third parties who contributed to the accident, in pursuit of your rightful damages. Contact us online or call 800-203-8709 . We offer home and hospital visits if your injuries prevent travel, and we welcome clients who speak Spanish, French, Italian, Chinese and other languages.